Open an account and become LMCU's newest member.

To open an account, you'll need your driver's license or state ID, Social Security Number, and a mobile phone with a camera. You will be asked to capture an image of your ID for verification. You will also need a debit or credit card to fund your new account.

Select your membership elibigility below:

MI/FL Location

You live, work, attend school, or worship in Michigan's lower peninsula or Florida.

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LMCU Family Member

You are an immediate family member of an existing LMCU member (i.e parent, sibling, child, grandparent, grandchild, or spouse) and live within the U.S.

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ALS Donation

You do not reside in lower Michigan or Florida but donate $5 to the ALS (Amyotrophic Lateral Sclerosis) Association.

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Important information about opening a new account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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